Terms Of Service

Effective Date: November 5, 2025
Website: https://AICreditFix4U.com

1. Acceptance of Terms.

By accessing or using the website AICreditFix4U.com (“Site”), or by participating in the AI CreditFix 4U program, you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you may not access or use this Site or any of its services.

AICreditFix4U.com (“Company,” “we,” “us,” or “our”) reserves the right to modify or update these Terms at any time without prior notice. Continued use of our services constitutes your acceptance of any changes.

2. Program Overview.

Program Name: AI CreditFix 4U
Support Phone: (530) 613-1011
Support Email: [email protected]

Program Description.

AI CreditFix 4U provides AI-assisted credit evaluation and dispute management services, including but not limited to:

·       AI-Driven Credit Report Evaluation and Dispute Resolution:
Our AI system reviews your credit reports from major agencies (Experian, Equifax, and TransUnion), detects inaccuracies, and assists in disputing errors, false, or obsolete information affecting your credit score.

3. SMS Text Messaging Terms.

Program Overview:

By providing your mobile phone number and opting in, you agree to receive text messages from AI CreditFix 4U, powered by Twilio. These messages may include account notifications, service updates, dispute progress alerts, and promotional content related to AI CreditFix 4U.

Program Name: AI CreditFix 4U

Message Frequency: Variable, depending on user activity and service engagement.

Message Origin: Messages are sent via Twilio, a third-party communications platform.

Opt-Out Instructions.

You may cancel text messages at any time by replying “STOP” to any message received from AI CreditFix 4U. Upon confirmation, you will receive one final message confirming that you have been unsubscribed. No further messages will be sent unless you re-enroll.

Rejoining Instructions.

If you have opted out and wish to rejoin, please send an email to [email protected]

Help Instructions.

If you need assistance, reply “HELP” to any message or contact customer support at [email protected]

Carrier Liability Disclaimer.

Mobile carriers are not liable for delayed or undelivered messages. Delivery is dependent on your carrier’s network coverage and service availability.

Message and Data Rates Disclaimer.

Message and data rates may apply depending on your mobile service plan. You are responsible for any fees or charges incurred as a result of text messaging through your carrier.

4. Privacy Policy.

Your privacy is important to us. Please review our full Privacy Policy here:
https://aicreditfix4u.com/privacy

5. Compliance with Industry Standards.

AI CreditFix 4U complies with all applicable laws and regulations governing text messaging, including but not limited to the Telephone Consumer Protection Act (TCPA), CTIA guidelines, and Twilio’s Acceptable Use Policy. We also maintain safeguards consistent with current best practices in data protection and user consent management

6. Legal Compliance and Jurisdiction.

These Terms shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or the services provided shall be brought exclusively in the state or federal courts located in Baldwin County, Alabama.

You agree to comply with all applicable federal, state, and local laws when using our website or services.

7. Limitation of Liability.

AI CreditFix 4U and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or SMS services, including but not limited to communication errors, data loss, or service interruptions.

8. Contact Information.

If you have any questions about these Terms or our SMS program, please contact us at:
Email: [email protected]

9. Entire Agreement.

These Terms constitute the entire agreement between you and AI CreditFix 4U regarding your use of the Site and SMS program and supersede all prior communications, whether written or oral.